Pathway

Clients beginning their financial journey

Simple Will

It lets you flexibly appoint guardians for minor children, name a personal representative, and specify individual gifts, but it still goes through probate and needs periodic updates to stay current.

Well-suited for small families and people with modest estates and straightforward wishes.

Mirror Will

Consists of two separate wills with near identical terms.

Well-suited for blended families and couples who want a coordinated, yet individually revocable plan, letting each person keep full control of their own document while ensuring consistency.

Prosperity

Clients focused on peace of mind

Revocable Living Trust

Lets you avoid probate, empowers a successor trustee of your choosing to step in immediately if you are incapacitated, and remains completely changeable for as long as you live. Any assets neglected to be retitled during your life are automatically added into the trust at death, keeping the trust properly funded.

Beneficial for those with a complex estate, property in multiple states, or a desire for a successor trustee to manage their affairs without court intervention.

Pinnacle

Clients focused on wealth-preservation and legacy

Charitable Trust

Can be structured to pay you income for life or to fund charity first. These structures can deliver a hefty up-front income tax deduction, let you liquidate low-basis assets without triggering immediate capital-gains tax, and shift future growth to loved ones or nonprofits on highly favorable estate-tax terms.

These benefits resonate most with donors holding appreciated stock or real estate, near-retirees seeking a reliable payout, and affluent families eager to blend philanthropy with multigenerational tax efficiency.

Special Needs Trust

This structure sets aside assets for a person with a disability without jeopardizing vital benefits like SSI and Medicaid, placing a neutral trustee in charge so funds can be spent directly on therapies, housing upgrades, education, travel, or other quality-of-life extras, while shielding the beneficiary from financial exploitation.

This arrangement is most valuable to parents or relatives who expect an inheritance, lawsuit settlement, or life-insurance payout to land after their own deaths.

Beneficiary Trust

This arrangement places assets permanently outside your taxable estate, encasing them in a creditor-proof environment, and gives a fully independent trustee the authority to distribute income and assets as circumstances demand. Indefinitely defers any passive tax burden while future appreciation remains shielded from lawsuits, divorces, and beneficiaries’ own missteps.

For high-liability professionals, entrepreneurs, and families intent on preserving multigenerational wealth with maximum flexibility.

Business Trust

Functions in tandem with a beneficial trust while providing additional tax mitigation and privacy benefits.

For businesses looking to operate more privately and maximize tax relief in ways that a beneficiary trust alone cannot.

The Benefits of Estate Planning

Privacy

The entity provides unrivaled privacy from all sources. Because the assets are legally sold into the entity, they no longer belong to you, and by forming the entity this way, you ensure the absolute privacy of all assets contained within the entity.

Tax Benefits

Using the Internal Revenue Code, this entity may completely defer all passive income taxes, such as capital gains, dividend income, royalties, and investments interests. The entity can also greatly reduce active income taxes, such as an active business.

Asset Protection

When properly formed entity protects all assets from lawsuits, liens, seizures, bankruptcy, divorce claims, and even imminent domain. Due to the nature of the assets being sold into the entity, they no longer belong to you. Because of that fact, the entity assets cannot be seized to satisfy your debts.

Generational Wealth Building

This element of the entity is birthed from the other elements working together to create one of the best vehicles for building a legacy to pass on to the next generations. The entity completely bypasses any probate and is not subject to the estate tax which allows 100% of the entity’s assets to be passed down for the next generation.

“The secret to success is to own nothing, but control everything.”

— Nelson Rockefeller